Deposit checks with your phone

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Download the app 1 & take a pic.

Deposit checks from anywhere with the CARD mobile app.2

How to Deposit Check Funds

FAQs for Depositing Check Funds

If you choose the no fee option, it can take up to 10 days for the amount to become available in your account.

If you need your funds available within minutes, you can choose to accept a small fee.

Within our app, select “Deposit Check Funds” from the “Move Money” tab.

Then, tap “Previous deposits” to view pending check deposits as well as past deposits.

Set up Direct Deposit with your card, and you never have to deal with a paper check again.

Your money will automatically arrive in your account early.

1. Standard data rates may apply.

2. Mobile Check Capture is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your account. Unapproved checks will not be funded to your account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your account. See your Deposit Account Agreement for details.** Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.

The Card Premium Bank Account is a checking account established by, and the Premium Visa® Debit card is issued by Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc, and can be used everywhere Visa debit cards are accepted.