Get your paycheck up to 2 days early1

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What You Get With QuickPay Direct Deposit

How to Set Up QuickPay Direct Deposit

  • Log in to your account and click “Move Money”. Then choose “QuickPay Direct Deposit”.
  • Search the name of your employer or payroll provider. Make sure to have your login info for your payroll service handy.
  • Enter the amount you would like to direct deposit, and confirm the deposit details.
  • Enjoy your early paycheck! One minute for setup, and you never have to worry about a paper check again.

Follow step 1 to also find a printable Direct Deposit form.


How QuickPay Direct Deposit Works


Most employers send out paycheck information days before your scheduled payday. This way all parties have time to clear your check and post your money.

But QuickPay Direct Deposit doesn’t need the extra time! We post your money online within minutes of notice from your employer.

Learn more with our QuickPay Direct Deposit Explained blog post.

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FAQs for Direct Deposit

Direct Deposit is a means of sending your paycheck, government benefits, or IRS payments directly to your checking account.

These are called ACH transfers, which can be set up to routinely deposit checks to your account online.

With QuickPay Direct Deposit you never have to worry about receiving and depositing a paper check.

For more details visit our QuickPay Direct Deposit Explained blog.

Set up Direct Deposit online or in the CARD app - see the “how to” above. If you need to give a paper form to your employer, simply log in to your account, click “Move Money” then “QuickPay Direct Deposit.”

Here you’ll find an option to print out your direct deposit form.

We’ll deposit your money to your account as soon as we recieve notice from your employer or the IRS.

If your provider qualifies for QuickPay Direct Deposit, you could get paid up to 2 days before your normally scheduled payday.

It depends on your payroll provider’s schedule, but typically between midnight and 4:00am.

1. Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.

2. The Overdraft Protection (“ODP”) Service is an optional service made available to eligible Customers by Pathward. Once you enroll and meet eligibility requirements, you will be charged a $15.00 fee for each purchase or transaction settlement greater than $5.00 that occurs while your Account available balance is overdrawn beyond the $10.00 Balance Buffer, up to four (4) Overdraft Protection Services Fees per calendar month. Any negative balance must be repaid within thirty (30) days. Whether we authorize an overdraft is discretionary, and we reserve the right not to pay. For example, we may not pay an overdraft if you fail to meet the eligibility requirements or attempt too many transactions or transactions that create too large of an overdraft. Contact Customer Service or log in to your Account for full terms and conditions that apply, including eligibility requirements and standard overdraft practices. This service may be expensive, so we encourage you to research alternatives before enrolling. Once enrolled, you may opt-out at any time; however, you are responsible to repay any overdrawn amounts on your Account even if you opt-out of the service.

3. The Savings Account linked to your CARD Premium Bank Account by Pathward is established by Pathward, N.A., Member FDIC. Interest is calculated on the Daily Balance of the Savings Account and is paid quarterly. The interest rate paid on the entire balance will be 0.0499% with an annual percentage yield (APY) of .05%. The interest rate and APY may change. The APY was accurate as of 08/17/2020. The minimum balance required to open the Savings Account is $10. The minimum daily balance required to obtain the advertised APY is $10. You must receive one (1) payroll or government benefits direct deposit to be eligible to open a Savings Account. Savings Account funds are withdrawn through the Premium Bank Account and transaction fees could reduce the interest earned on the Savings Account. Funds on deposit are FDIC-insured through Pathward, N.A., Member FDIC. For purposes of FDIC coverage limit, all funds held on deposit by the accountholder at Pathward will be aggregated up to the coverage limit, currently $250,000.00.

The Card Premium Bank Account is a checking account established by, and the Premium Visa® Debit card is issued by Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc, and can be used everywhere Visa debit cards are accepted.