Trust & Security

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7 years of fair, fun, fashionable finance

We’ve worked hard to build strong relationships with our customers and partners. CARD is fully accredited and utilizes a suite of security features to protect your money.

Reviewed over 30,000 times on Trustpilot1

CARD takes security & protection seriously


Easily pause transactions on your card

Can’t find your card? Worried it’s lost or stolen? Before you start your search, hit pause using the CARD app2 or the online dashboard. Hitting pause immediately prevents new transactions from being made with your card.
Found it? Just log back in, un-pause, and swipe away!


Premium Bank Account funds are FDIC insured3

Bank online-only without sacrificing well-established security features.
Deposits are secured up to $250,000 through Pathward, N.A., Member FDIC.3


Stay protected from fraud with Visa Zero Liability*

Our partner Visa guarantees* CARD customers won’t be held responsible for unauthorized or fraudulent charges from their account.


EMV chips safeguard your card

All cards issued to Premium Bank Account customers contain metal (EMV) chips. EMV chips significantly reduce the risk of fraud for both online and offline purchases.

  • * Visa's Zero Liability Policy* is our guarantee that you won't be held responsible for unauthorized charges made with your account information. You're protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline.
  • ****NOTE: *Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.
  • 1. This is an optional service and is not a Pathward nor Visa® product or service nor does Pathward nor Visa endorse this offer.1. Standard data rates, fees, and charges may apply.
  • 2. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

The Card Premium Bank Account is a checking account established by, and the Premium Visa® Debit card is issued by Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc, and can be used everywhere Visa debit cards are accepted.