Optional Savings Account1

Put away for a rainy day & earn interest

Get Started
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Grow your savings automatically

Qualify for an Optional Savings Account1
when you set up QuickPay Direct Deposit.
  • Earn annual interest on your savings.1
  • Use Automatic Roundup to save change
    with each purchase.

Or log in to set up QuickPay Direct Deposit
and qualify for the Optional Savings Account1

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Save on autopilot with Automatic Roundup

Turn on Automatic Roundup and we’ll round up your purchase to the nearest dollar. That extra change goes directly into your Optional Savings Account.

Read our blog

Earn interest on your savings

CARD makes growing your money easy. We pay a quarterly interest rate on your Savings Account1 balance.

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Budget with CARD

Wondering how to save money for a car? Trying to afford that big vacation worry-free?

No matter your goal, our tools are here to help. Manage your accounts, budget and keep track of all your purchases in the app.2

How it Works

To open an Optional Savings Account1, all you need is $10 in your balance and a paycheck or government benefits check to Direct Deposit.

  • Set up QuickPay Direct Deposit and get access to your paycheck or government benefits earlier.1
  • From your account dashboard, opt into the Optional Savings Account and start adding money.
  • Turn on Automatic Roundup for every purchase and watch your savings grow.
  • 1. The Savings Account linked to your CARD Premium Bank Account by Pathward is established by Pathward, N.A., Member FDIC. Interest is calculated on the Daily Balance of the Savings Account and is paid quarterly. The interest rate paid on the entire balance will be 0.0499% with an annual percentage yield (APY) of .05%. The interest rate and APY may change. The APY was accurate as of 08/17/2020. The minimum balance required to open the Savings Account is $10. The minimum daily balance required to obtain the advertised APY is $10. You must receive one (1) payroll or government benefits direct deposit to be eligible to open a Savings Account. Savings Account funds are withdrawn through the Premium Bank Account and transaction fees could reduce the interest earned on the Savings Account. Funds on deposit are FDIC-insured through Pathward, N.A., Member FDIC. For purposes of FDIC coverage limit, all funds held on deposit by the accountholder at Pathward will be aggregated up to the coverage limit, currently $250,000.00.
  • 2. Standard data rates, fees, and charges may apply.

The Card Premium Bank Account is a checking account established by, and the Premium Visa® Debit card is issued by Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc, and can be used everywhere Visa debit cards are accepted.